File:Figure 2- Repayment Plan Participation of Direct Loan Borrowers in Active Repayment, September 2014 (21330271309).jpg
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This image is excerpted from a U.S. GAO report: www.gao.gov/products/GAO-15-663 FEDERAL STUDENT LOANS: Education Could Do More to Help Ensure Borrowers Are Aware of Repayment and Forgiveness Options Note: To determine participation, we examined data for 11.2 million borrowers with Direct Loans (excluding those with only parent PLUS loans) in active repayment (not in deferment, forbearance, or default) with an outstanding balance as of September 2014. Borrowers participating in Extended repayment with fixed payments are included in Standard, and Extended repayment with graduated payments are included in Graduated. Other includes some borrowers who did not have a repayment plan. a) Among Income-Based Repayment borrowers, 87 percent had a partial financial hardship and were paying less than they would on the 10-year Standard plan, and 13 percent had payments equal to the 10-year Standard plan. b) Among Pay As You Earn borrowers, 95 percent had a partial financial hardship and were paying less than they would on the 10-year Standard plan, and 5 percent had payments equal to the 10-year Standard plan. |
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| Source | Figure 2: Repayment Plan Participation of Direct Loan Borrowers in Active Repayment, September 2014 |
| Author | U.S. Government Accountability Office from Washington, DC, United States |
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This image is a work of an employee of the Government Accountability Office or a predecessor organization, taken or made as part of that person's official duties. As a work of the U.S. federal government, the image is in the public domain in the United States. | 
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This image was originally posted to Flickr by U.S. GAO at https://flickr.com/photos/58220939@N03/21330271309. It was reviewed on 6 October 2016 by FlickreviewR and was confirmed to be licensed under the terms of the United States Government Work. |
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