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File:First century of national existence; the United States as they were and are.. (1873) (14577516179).jpg

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Identifier: firstcenturyofna01hodg (find matches)
Title: First century of national existence; the United States as they were and are..
Year: 1873 (1870s)
Authors: Hodge, James Thacher, 1816-1871. (from old catalog) Kettell, Thomas Prentice. (from old catalog) Perkins, Frederick Beecher, 1828-1899. (from old catalog) Richards, Thomas Addison, 1820-1900. (from old catalog) Brockett, Linus Pierpont, 1820-1893. (from old catalog) Barnard, Henry, 1811-1900. (from old catalog) Prescott, George Bartlett, 1830-1894. (from old catalog) Heald, D. A. (Daniel Addison), 1818-1900 Greene, Jacob Lyman, 1837-1908. (from old catalog)
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Publisher: Hartford, Conn., L, Stebbins
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation

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orized a State Bank, wliich, with itsbianches, organized in 1859. In 1862, theState Bank and its 15 branches had $720,-890 capital. Wisconsin was admittted into the Unionin 1848. It had, during some ten years, twobanks, that of Mineral Point and the Bankof Wisconsin; these failed, and in 1851 anew bank was started at Milwaukee. In 1854the free banking law was adopted ; since thattime the progress has been as follows:— 1837,1839,1848, No.22 Capital.$119,625139,125 Suspension.State admitted 1854, 10 600,000 Free law. 1857,1859,1860,1862, 38 98 108 70 2,635,0007,995,0007,620,0004,397,000 Suspension.Expansion.Expansion.Panic. The operation of the free law, by retardingthe convertibility of the bills of the Wis-consin banks, caused, when crops are short,exchange on the east to rule high, in otherwords depreciates the currency. The bankcirculation was about $4,600,000. Minnesota has made, as yet, little prog-ress in banking. It adopted the free bank-ing law in 1858, and several banks were
Text Appearing After Image:
STATE BANKS SUFFOLK SYSTEM SAFETY FUNDS FREE BANKS. 207 started under it. lii 1800 there were 17,but before May, 1862, 14 of these had foiledand 2 of the remaining three did no businessin the state. Nebraska, before becoming a state, hada number of banks, chartered by the legisla-ture, but these all went down, some in thepanic of 1857 and some afterwards, and in1862 she had not one left. Kentucky was admitted into the Union in1792, and in 1801 it authorized a bank, witha capital of $150,000, under the guise of anInsurance Company, authorized to issuenotes. In 1804 it chartered the Bank ofKentucky, capital ;1,000,000 ; this bankfailed in 1814, but resumed in 1815. In18l7abatch of forty banks, with $10,000,000capital, was authorized to redeem their notesby paying out Kentucky bank-notes forthem instead of specie. The result was aflood of irredeemable paper, which stimu-lated all kinds of speculation and jobbing,and ended in a general explosion and dis-tress within the year. To relieve t

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